True wealth is measured not just by what you accumulate, but by what you successfully protect. For individuals and families with significant assets, off-the-shelf solutions may fail to address the realities of modern risk. Standard policies or procedures treat exceptional assets with generic models, leaving substantial equity tranches vulnerable to hidden exposure.
Most insurance is sold. Ours is built. As an independent agency with no ties to any single carrier, we shop the entire market and architect coverage around your life — not the other way around. Then we stay beside you, from the first phone call through every claim.
Multiple properties. Multiple generations. Multiple advisors. Your risk shouldn't be scattered across a dozen relationships. We consolidate every policy — across every entity and every generation — into one coordinated strategy, managed by a single team that already knows your portfolio.
We take a proactive approach which contemplates comprehensive asset governance. Utilizing a sophisticated, tech-forward framework, we analyze your entire portfolio — from high-value real estate holdings, business, luxury automobiles, collections, and unique modern exposures like digital identity footprints and smart home cyber defense.
Founder's family in the business since 1924 — four generations in the business.
A deliberately limited client roster. You're a relationship, not a policy number.
One dedicated advisor, not an 800-number queue.
Access to the full market, not one carrier's product line.
A complimentary policy review, with no obligation.
Hands-on claims advocacy, from first call to final check.
No fees to you, ever — we're compensated by the carriers you choose, not by you.
Detailed reviews of primary and secondary homes, luxury vehicles, collections, business, commercial, watercraft, club activities, and private transit.
Concierge doesn't mean you pay more for our services. We serve fewer clients who seek a better way to manage their insurable interests.
Tech-forward, ongoing analysis of pricing, options, carrier appetite, and the latest insurance protection products to derive the best value for our clients.
Exclusive, white-glove approach to comprehensive insurance and risk advisory.
Dedicated white-glove claims specialists and emergency response teams to manage disruptions with maximum discretion.
Automated tracking and rapid deployment protocols minimizing business and lifestyle disruptions.
Specialized protection and security protocols for fine art, jewelry, wine, and rare memorabilia.
High-limit protection available for personal as well as commercial liability, with tailored executive-level benefits.
Risk assessments, security evaluations, and cyber-risk reviews.
Work in concert with your legal and tax representation to provide financial vehicles for efficient wealth transfer.
Blanket liability protections designed to safeguard substantial personal and corporate equity tranches.
Rebalancing portfolios continuously against evolving risk dynamics and personal market acquisitions.
We audit what you have today and where the gaps are.
We shop the market and build coverage suited to your life, not a template.
One advisor, always reachable, for as long as you're a client.
Concierge Insurance Advisory was established to support clients who demand value and active management of their insurable interests. Each of our highly skilled, licensed professionals works with a limited number of clients to provide white-glove risk management services and personal attention during claims.
Concierge Insurance Advisory has an exclusive relationship with RTI Insurance, whose principals have over 100 years of combined experience. That heritage shows up in how we work: quietly, personally, and always in the client's interest first. RTI is Insurance Licensed in 50 states and based in Lakewood Ranch, Florida.
Complimentary reviews are by appointment. No pressure, no obligation — just a clear picture of where you stand.
By appointment · 941-225-6679